There are still openings for the next Homebuyer U Ithaca, to be held Nov. 6, 13, 20 and 27, 6:30-8:30 p.m., at the Ithaca Neighborhood Housing Services, 115 W. Clinton St. Fee: $75 per household.

Home Buyer U will cover the following topics:

• How much money you need to buy a home
• Your credit score and how it affects you
• How much house you can afford
• What a realtor can do for you
• How to get a mortgage
• Strategies for choosing the right home
• Home inspections
• How to protect your investment.

Every student will get a copy of their credit report and everyone has access to free one-on-one support. Down payment and closing cost assistance are available to first-time buyers — find out if you qualify. Our service area includes: Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga and Tompkins counties.

For more information or to register: go to www.ithacanhs.org (click "Buy a Home" and then "Homebuyer Education"); email hbe@ithacanhs.org, or call 607-277-4500x505

This program is sponsored by Ithaca Neighborhood Housing Services and Better Housing for Tompkins County.